A budget is a plan for spending your money. You determine in advance whether you have enough money for the things you need and want. If you don’t have enough for something specific, it’s important to save money in one category to make room in another category. Think of budgeting and saving as basic tools to accomplish your financial goals.
Orgasmic. That’s the greatest word to describe my non-sexual, unhealthy obsession with saving money. For years, I saved 50 cents out of every dollar I earned. Now that I’m married and need my husband’s approval on finances, I’ve compromised down to 25 cents. I…
